Use this Hack to make Safe Payments on iDEALLast Updated by John Bennet on August 19, 2020
With more than 15-years of service, iDEAL is The Netherlands’ homegrown ecommerce payment system.
Banks participating in the iDEAL program include:
- ABN AMRO
- ASN Bank
- Friesland Bank
- ING Bank
- SNS Bank
- Triodos Bank
- Van Lanschot
While iDEAL is a national leader in transactions, that doesn’t make it foolproof. Third-parties have been known to infiltrate iDEAL records and swipe funds from customers.
This makes the process occasionally a good bit less than ideal.
How iDEAL works
iDEAL is a real-time, low-cost payment system that takes Internet payments. It uses two-factor authentication including the chips embedded in a debit/ATM card and does not share information such as actual credit card numbers.
However, there is no chargeback mechanism in place, so if a payment is made in error, it is no quick process to get it back, as it takes filing a case with the bank, where the burden of proof resides solely with the customer.
The iDEAL payment process works as follows:
How to Secure an iDEAL transaction
Encryption occurs with a pair of “keys” that are the only way possible to open a file. The creator of the transaction has one key and mails the other to recipient. The recipient cannot open the transaction without the key to decrypt it.
The network is encrypted from end to end, meaning no third parties can hack into it and see what you are sending or receiving. Even if you are using public Wifi in a setting like a coffee house, library, airport, or public environment, the sites you go to, the information you request, and the payment information you enter will be protected thanks to the VPN’s multiple layers of security.
Best VPNs for using iDEAL in The Netherlands
Private Internet Access (PIA) VPN is a US-based VPN with lots of security functions including a kill switch, DNS leak protection, outstanding encryption, and up to five connections available on a single license. It has 3,000 available servers spread across 25 countries
CyberGhost VPN is a great VPN for Windows and is one of the first companies to own its own servers, meaning there is virtually no risk of anyone outside of you seeing the traffic you’re sending to and from the Internet.
CyberGhost has more than 3,000 servers spread across 60 countries and allows users up to seven simultaneous connections. It carriers and extra layer of protection when connected to public WiFi, which means you can shop and use iDEAL with confidence when you’re at the shopping mall, the airport, etc.
CyberGhost has additional safety features to keep you safe from modern-day threats. Its safety features include security functions that block tracking, ads, and malicious websites.
HMA VPN is more than just a clever name, it is a potent VPN for online shopping with more than 760 servers spread across 320 locations.
As part of Avast, it has some serious chops in terms of dealing with security and privacy issues.